mortgage finance

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Seven ridiculous reasons you could be rejected for a home loan

What determines your borrowing capacity?

In this video I explain what I look at to determine your borrowing capacity. There are two key things being surplus income and cash...

There has never been a better time to build

You may have seen the news last week, with the Federal Government announcing their HomeBuilder scheme. This scheme is offering grants of...

COVID Support

We are living in unprecedented times. As such I just wanted to reach out and let you know that I am available (via phone, email,...

Banks' Serviceability Guidelines Updated

APRA has finalised its proposed changes to the serviceability assessments performed on residential mortgage applications, effective...

Property investors battered by a 'perfect storm' of falling prices and tighter credit

In the heady days of the property boom, as big city house prices jumped ahead in leaps and bounds, investors reigned supreme, swatting...

Brokers have record high market share

The mortgage broker channel has achieved its highest ever residential home loan market share despite an overall reduction in lending of...

APRA scraps interest-only cap

The prudential regulator has announced that it will be removing its 30 per cent speed limit on interest-only lending from 1 January 2019....

“Un-Australian”: Reaction to rate hikes

Two major lenders have increased their variable home loan interest rates, more than a week after Westpac became the first of the big four...

APRA announces fresh mortgage guidance

The banking regulator has today announced plans to remove its macro-prudential measures, which have been in place since 2014. The...