We are living in unprecedented times. As such I just wanted to reach out and let you know that I am available (via phone, email, Facetime, FB Messenger, WhatsApp) if you want to chat about your finances at this time. I have also recorded a short video with a couple of tips for those of you who may have suffered a loss of income and are wondering about your options (also summarised below). There has been a lot of focus on the hardship provisions (i.e. 3-6 months repayment