What determines your borrowing capacity?In this video I explain what I look at to determine your borrowing capacity. There are two key things being surplus income and cash...
Banks' Serviceability Guidelines UpdatedAPRA has finalised its proposed changes to the serviceability assessments performed on residential mortgage applications, effective...
APRA Looks To Loosen Lending LimitsEarlier today the Australian Prudential Regulation Authority (APRA) issued a letter to all authorised deposit-taking institutions (ADI)...