April 2, 2020

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Recent Posts

September 17, 2020

In this video I explain what I look at to determine your borrowing capacity. 

There are two key things being surplus income and cash available for a deposit. 

What I mean by surplus income is what you earn minus your living expenses and any existing liabilities (e....

June 7, 2020

You may have seen the news last week, with the Federal Government announcing their HomeBuilder scheme.  This scheme is offering grants of $25,000 for those entering contracts over $150,000 to build or substantially renovate their own home before the end of this year....

April 2, 2020

We are living in unprecedented times.  As such I just wanted to reach out and let you know that I am available (via phone, email, Facetime, FB Messenger, WhatsApp) if you want to chat about your finances at this time.  

I have also recorded a short video wit...

February 6, 2020

A small boost to Perth’s housing market and reduced discounting has property gurus hopeful bigger gains are on the horizon.

Fresh CoreLogic figures showed house prices had lifted 0.1 per cent in value during the first month of 2020.  Since October 2019 prices are up 0.6...

November 26, 2019

An update on the Federal's Government's First Home Loan Deposit Scheme.

July 5, 2019

APRA has finalised its proposed changes to the serviceability assessments performed on residential mortgage applications, effective immediately. 

In a letter to ADIs issued today, the regulator confirmed it will no longer expect lenders to assess home loan applicat...

May 21, 2019

Earlier today the Australian Prudential Regulation Authority (APRA) issued a letter to all authorised deposit-taking institutions (ADI) regarding consultation on revisions to prudential practice guide APG 223 residential mortgage lending. While that may not mean very m...

April 11, 2019

SPECULATION about the Federal election, now set for May 18, had an effect on the Perth property market in the March quarter according to Reiwa.

Reiwa.com data shows there were 6,636 properties sold during that period.

“Activity in Perth remains subdued, with sales volume...

March 13, 2019

In the heady days of the property boom, as big city house prices jumped ahead in leaps and bounds, investors reigned supreme, swatting away first home buyers with their superior purchasing power.

It was a win-win for the investing class. They had willing banks and favou...

February 14, 2019

I write to you as one of Australia’s 17,000 mortgage brokers to ask you not to hand power back to the big banks by killing competition in the home lending market.

As you will be aware, potential reforms are currently being discussed which include a ban on broker commiss...

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Credit Representative 492252 authorised under Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704)

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