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Recent Posts

February 6, 2020

A small boost to Perth’s housing market and reduced discounting has property gurus hopeful bigger gains are on the horizon.

Fresh CoreLogic figures showed house prices had lifted 0.1 per cent in value during the first month of 2020.  Since October 2019 prices are up 0.6...

November 26, 2019

An update on the Federal's Government's First Home Loan Deposit Scheme.

July 5, 2019

APRA has finalised its proposed changes to the serviceability assessments performed on residential mortgage applications, effective immediately. 

In a letter to ADIs issued today, the regulator confirmed it will no longer expect lenders to assess home loan applicat...

May 21, 2019

Earlier today the Australian Prudential Regulation Authority (APRA) issued a letter to all authorised deposit-taking institutions (ADI) regarding consultation on revisions to prudential practice guide APG 223 residential mortgage lending. While that may not mean very m...

April 11, 2019

SPECULATION about the Federal election, now set for May 18, had an effect on the Perth property market in the March quarter according to Reiwa. data shows there were 6,636 properties sold during that period.

“Activity in Perth remains subdued, with sales volume...

March 13, 2019

In the heady days of the property boom, as big city house prices jumped ahead in leaps and bounds, investors reigned supreme, swatting away first home buyers with their superior purchasing power.

It was a win-win for the investing class. They had willing banks and favou...

February 14, 2019

I write to you as one of Australia’s 17,000 mortgage brokers to ask you not to hand power back to the big banks by killing competition in the home lending market.

As you will be aware, potential reforms are currently being discussed which include a ban on broker commiss...

January 16, 2019

The mortgage broker channel has achieved its highest ever residential home loan market share despite an overall reduction in lending of $8.46 billion compared to the same period in 2017.

According to the latest data released by research group comparator, a CoreLogic bus...

December 18, 2018

The prudential regulator has announced that it will be removing its 30 per cent speed limit on interest-only lending from 1 January 2019. 

The Australian Prudential Regulation Authority (APRA) has announced that it will remove its supervisory benchmark on interest-only...

October 2, 2018

As of 1 July 2018, recording positive credit information on credit histories is mandatory for all credit providers. This is intended to allow lenders to better assess risk using a fuller picture on potential borrowers’ credit history and could be beneficial for people...

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