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Property investors battered by a 'perfect storm' of falling prices and tighter credit
In the heady days of the property boom, as big city house prices jumped ahead in leaps and bounds, investors reigned supreme, swatting...


Support Mortgage Brokers
I write to you as one of Australia’s 17,000 mortgage brokers to ask you not to hand power back to the big banks by killing competition in...


Brokers have record high market share
The mortgage broker channel has achieved its highest ever residential home loan market share despite an overall reduction in lending of...


APRA scraps interest-only cap
The prudential regulator has announced that it will be removing its 30 per cent speed limit on interest-only lending from 1 January 2019....


Comprehensive Credit Reporting – What does this mean for you?
As of 1 July 2018, recording positive credit information on credit histories is mandatory for all credit providers. This is intended to...


“Un-Australian”: Reaction to rate hikes
Two major lenders have increased their variable home loan interest rates, more than a week after Westpac became the first of the big four...


ASIC approves new banking code
The corporate regulator and the Australian Banking Association have agreed on a revised Code of Banking Practice, following months of...


APRA announces fresh mortgage guidance
The banking regulator has today announced plans to remove its macro-prudential measures, which have been in place since 2014. The...


Understanding the Psychology of Buying a Home
There’s no denying that buying a home is a big decision and yet you may be surprised by the number of people who are influenced by...


Latest ABS data shows national housing finance figures continue to decline
The Australian Bureau of Statistics released the national finance figures for January this week, which showed lending for housing...
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