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First Home Loan Deposit Scheme (FHLDS) Update
November 26, 2019
Banks' Serviceability Guidelines Updated
July 5, 2019
APRA Looks To Loosen Lending Limits
May 21, 2019
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first home loan deposit scheme
APRA has finalised its proposed changes to the serviceability assessments performed on residential mortgage applications, effective immediately.
In a letter to ADIs issued today, the regulator confirmed it will no longer expect lenders to assess home loan applicat...
March 13, 2019
In the heady days of the property boom, as big city house prices jumped ahead in leaps and bounds, investors reigned supreme, swatting away first home buyers with their superior purchasing power.
It was a win-win for the investing class. They had willing banks and favou...
January 16, 2019
The mortgage broker channel has achieved its highest ever residential home loan market share despite an overall reduction in lending of $8.46 billion compared to the same period in 2017.
According to the latest data released by research group comparator, a CoreLogic bus...
December 18, 2018
The prudential regulator has announced that it will be removing its 30 per cent speed limit on interest-only lending from 1 January 2019.
The Australian Prudential Regulation Authority (APRA) has announced that it will remove its supervisory benchmark on interest-only...
September 7, 2018
Two major lenders have increased their variable home loan interest rates, more than a week after Westpac became the first of the big four to do so.
ANZ made the announcement first, hiking its raise by 16 basis points. Commonwealth Bank (CBA) was just moments after, hiki...
April 26, 2018
The banking regulator has today announced plans to remove its macro-prudential measures, which have been in place since 2014.
The regulator has revealed that it will remove its 10 per cent benchmark on investor loan growth, which it says was always a temporary measure....
March 22, 2018
The Australian Bureau of Statistics released the national finance figures for January this week, which showed lending for housing continues to decline across the country.
Real Estate Institute of Australia (REIA) President Malcolm Gunning said ABS data show...